Commercial Umbrella

Hallmark’s umbrella liability policy provides business owners with additional protection against the loss of business assets or future income in the event of a catastrophic liability loss.

Contractors Equipment

  • Named Perils or All Risk
  • Limits up to $150,000 for any one piece of equipment
  • Limits up to $150,000 for Motor Truck Cargo
  • Maximum Schedule Limit—$1Mil
  • Minimum Premium
  • Competitive Minimum Premiums

Target Risks

  • Vending Machines
  • Mobile Equipment
  • Mobile Home Toters
  • Golf Carts
  • Cotton or Hay

Underlying Coverages offered

  • Commercial General Liability (underlying Hallmark GL Policy is mandatory)
  • Liquor Liability
  • Automobile Liability
  • Employer’s Liability

Umbrella Capacity

  • Up to $5,000,000 Each Occurrence and Aggregate

Forms

  • ISO Commercial Liability Umbrella Coverage Form: CU 00 01 12 04
  • Underlying Insurance Following Form Endorsement: HS – UMB – 04 (04/08)

Targeted Classes of Business

  • Artisan Contractors
  • Apartments
  • Hotel / Motel
  • Janitorial Services
  • Lessor’s Risk Schedules
  • Oilfield Services: Roustabouts, Welders, Pumpers & Gaugers
  • Restaurants
  • Including Liquor
  • Shopping Centers
  • Truckers
  • Vacant Buildings
  • Many other classes are written
  • New ventures as well as existing businesses